Pegasus Blog

Mortgage Portability in Canada: Move and Keep Your Rate

This article is for informational purposes only and does not constitute financial advice. Speak with a licensed mortgage professional before making any mortgage decisions. Quick Answer Yes, most Canadian mortgages are portable, meaning you can transfer your existing rate, balance,

Missed Payments & Mortgage Approval in Canada (2026)

Toronto's $2.7B Rental Housing Deal: ACLP Explained

How Credit Card Debt Affects Mortgage Approval in Canada

Student Housing Financing in Canada: A Practical Guide

The Ultimate Guide To Retirement Investing In Canada

Relying solely on government pensions like the Canada Pension Plan (CPP) and Old Age Security (OAS) is often insufficient to maintain your desired lifestyle in

Why the BoC Rate Cut Remains Uncertain For Now

The Canadian economic landscape finds itself navigating turbulent waters, largely churned by the unpredictable currents of US trade policy. Against this backdrop, the Bank of

Why Every Canadian Homeowner Needs To Watch The US 10-Year Bond Yield Now

As a Canadian homeowner or prospective buyer, you likely keep a close eye on domestic economic news, Bank of Canada announcements, and advertised mortgage rates.

Understanding The Full Impact of US Tariffs on Canada

In today's globalized world, the economic policies of one nation can send significant ripples across borders, impacting businesses, industries, and ultimately, the wallets of everyday

US-Canada Tariffs: What Homebuyers Need To Know Now

The once-harmonious trade relationship between the United States and Canada has been experiencing turbulent weather lately. Recent tariff impositions and retaliatory measures have ignited concerns

Toronto Housing Market: What You Need to Know in 2025

The Toronto Housing Market is a topic that dominates conversations in Canada, especially for those dreaming of homeownership or managing existing property investments. Fluctuations in

Private Mortgage Lending In Canada: Everything You Need To Know

Private mortgage lending plays a pivotal role in Canada's diverse financial landscape, offering alternatives to traditional banking institutions for individuals seeking flexible financing solutions. This

US Tariffs Trigger Bank Of Canada Interest Rate Cut: What You Need To Know

The Canadian economic landscape has shifted dramatically, compelling the Bank of Canada to take decisive action. The recent Bank of Canada interest rate cut to

Canadian Mortgage Renewal Calculator: Estimate Your Updated Payments

A mortgage renewal calculator is an essential tool for Canadian homeowners nearing the end of their mortgage term. It helps estimate the new payment structure,

FSRA Mortgage Agent License Renewal 2025: Deadlines, Fees, And How To Renew

The FSRA License is a critical credential for mortgage professionals in Ontario. Administered by the Financial Services Regulatory Authority of Ontario (FSRA), this license allows

Lowest HELOC Rates: Expert Tips to Secure the Best Deal

A Home Equity Line of Credit (HELOC) is a flexible borrowing option that allows homeowners to leverage their home’s equity as collateral for a revolving

How to Secure the Best Mortgage Renewal Rate in 2025: Expert Tips

Mortgage renewal is a critical process that every homeowner in Canada will face at the end of their mortgage term. Whether you're a first-time homebuyer